Fashion

Exhibition

Can protect pieces shown at exhibitions against loss, damage and theft, with extensions for transport and liability to the public.

Can include loss or damage while exhibited, shipping and installation and liability to the public

Product liability

Is designed to respond when a garment, accessory or other product a brand sells is blamed for injury or property damage.

Can include injury to people, damage to property and product defects

Product recall

May pay to notify customers, retrieve stock and replace a clothing or accessory line withdrawn over a hazard or defect.

Can include cost of recall, business interruption, cost of replacements and crisis response

Cyber

Typically pays notification costs and lost income after a breach of customer payment details or an attack on online sales.

Can include breach response, business interruption and security failure liability

Intellectual property

Often covers defense costs and damages if a competitor alleges that a brand’s design, name or imagery infringes its rights.

Can include patent rights, trademark rights, copyright and trade secret rights

These guides describe types of insurance in general. The right coverage depends on your operations and the terms of the policy issued. Pasaca’s featured lines are cyber insurance, directors and officers (D&O) liability insurance, product liability insurance and aviation insurance.