High-End Art & Antiques

Valuation

Can set an item’s value in advance, so a dispute over worth is less likely to delay a covered loss.

Can include pre-agreed valuation, appraisal-based valuation and market valuation

Restoration

May pay to restore a damaged or deteriorating valuable to its condition before the loss.

Can include damaged valuable items and items deteriorating over time

Storage

Typically protects belongings in a storage facility against fire, water damage, theft, vandalism and natural disaster.

Can include fire or water damage, theft, vandalism and business interruption

Transit

Generally reimburses goods and valuables for damage, loss or theft while moving between locations by any mode of transport.

Can include damaged goods, stolen cargo, fires and accidents and rough handling

Fine art

Can cover paintings, sculptures and collectibles against damage, theft or loss at home, on display or in shipment.

Can include direct loss or damage, transit, showing and display and storage

Exhibition

Typically insures artworks and collections on display against damage, loss and theft, and can extend to transport, installation and visitor liability.

Can include loss or damage while exhibited, shipping and installation and liability to the public

These guides describe types of insurance in general. The right coverage depends on your operations and the terms of the policy issued. Pasaca’s featured lines are cyber insurance, directors and officers (D&O) liability insurance, product liability insurance and aviation insurance.