Media & Publishing

Fine art

Can insure artworks a media business owns against damage, theft and loss, including on display or in transit.

Can include direct loss or damage, transit, showing and display and storage

Event cancellation

Generally reimburses nonrecoverable event costs and lost revenue when an event is canceled, postponed or disrupted beyond the organizer’s control.

Can include canceled or postponed events, severe weather, absent performers and public health crises

Copyright infringement

Typically covers defense costs, settlements and awards when someone alleges a business used copyrighted work without permission.

Can include defense of claims, settlements and court awards and claimant legal costs

Advertising liability

Is designed to respond to claims that a campaign libeled someone, borrowed copyrighted material or misled the public about a rival.

Can include libel or slander, infringement of copyright, defamation and cost of defense

Production

Usually protects film, television and commercial productions against damage to sets and equipment, liability claims and weather delays, and can pay extra costs.

Can include damage to property, claims of liability, lost or damaged equipment and added expenses and delays

Media liability

Usually pays defense costs and damages when publishers or broadcasters face libel, slander, privacy and copyright claims.

Can include defamation, infringement of copyright, privacy violations and cost of defense

Product liability

Can apply to a media business that makes or sells physical products and faces a claim of injury or property damage.

Can include injury to people, damage to property and product defects

Product recall

May pay to recall a physical product, such as a printed item, that proves defective or breaches a regulation.

Can include cost of recall, business interruption, cost of replacements and crisis response

Intellectual property

Often pays legal fees and any damages awarded in infringement claims over content, names or images.

Can include patent rights, trademark rights, copyright and trade secret rights

These guides describe types of insurance in general. The right coverage depends on your operations and the terms of the policy issued. Pasaca’s featured lines are cyber insurance, directors and officers (D&O) liability insurance, product liability insurance and aviation insurance.