Transportation & Logistics

Temperature control and spoilage

Can pay for refrigerated food and pharmaceutical goods that spoil in storage or transit because of equipment failure, power loss or contamination.

Can include cooling system breakdown, loss of power, contamination and accidents in transit

Contingent auto liability

Generally responds to injury and damage claims when employees drive hired or personal vehicles on business for a company that owns none.

Can include liability for injury, liability for property damage and defense of claims

Supply chain interruption

May pay lost income and extra expenses when a disruption cuts a business off from key inputs or customers.

Can include direct loss or damage, business interruption and added expense

Terrorism risk

Typically insures property damage and lost income after an act of terrorism, in programs that share the risk with government.

Can include damage to property and business interruption

Trailer interchange

Typically covers damage, theft and total loss of trailers borrowed or leased from another carrier, and can add liability to third parties.

Can include direct damage, replacing trailers and liability exposure

Aviation liability

Can respond to injury, damage and financial-loss claims from owning, leasing, operating or servicing aircraft, or running an airport.

Can include liability for aircraft, liability to third parties, liability to passengers and hangarkeepers’ liability

Freight forwarder liability

Often protects forwarders who arrange cargo movements against liability for goods lost, damaged or mishandled, and for documentation errors.

Can include damaged or lost cargo, mistakes and omissions, liability for warehoused goods and liability to third parties

Marine cargo

Usually insures goods moved by sea, air, road or rail against loss, damage and theft, including a share of any general average.

Can include damaged or lost cargo, general average and late shipments

These guides describe types of insurance in general. The right coverage depends on your operations and the terms of the policy issued. Pasaca’s featured lines are cyber insurance, directors and officers (D&O) liability insurance, product liability insurance and aviation insurance.