Tourism & Leisure

Rental car damage

Can limit a renter’s liability for repairing or replacing a rental car damaged or stolen during the rental period.

Can include damage from accidents, vandalism or theft, natural events and lost use of the car

Cruise line liability

Typically pays passenger injury and medical claims, damage to the ship and third-party liability, on board or on shore excursions.

Can include injured passengers, medical costs, vessel damage and repair and liability to third parties

Extreme sports

Often provides accident, equipment and rescue coverage for people who climb, ride, jump or raft for sport.

Can include accident benefits, lost or damaged equipment, rescue services and liability exposure

Trip cancellation and interruption

Generally refunds nonrefundable travel costs when a trip is canceled, cut short or delayed by a covered event.

Can include canceled trips, interrupted trips and delayed trips

Diving accident

May pay medical, evacuation and disability costs for recreational and professional divers after an underwater accident.

Can include medical costs, evacuation in an emergency, income loss and resulting disability

Tour operator liability

Can respond to injury, damage and negligence claims that arise from organized tours, and can also cover interruption to operations.

Can include general liability claims, liability for professional services and business interruption

Event cancellation

Usually recovers prepaid venue, travel and promotion expenses if weather, a public health emergency or another outside event halts an event.

Can include canceled or postponed events, severe weather, absent performers and public health crises

These guides describe types of insurance in general. The right coverage depends on your operations and the terms of the policy issued. Pasaca’s featured lines are cyber insurance, directors and officers (D&O) liability insurance, product liability insurance and aviation insurance.